Kenya begins the rollout of the Social Health Insurance Fund (SHIF) today, replacing the NHIF to improve healthcare accessibility and efficiency nationwide.
The Social Health Insurance Fund (SHIF) officially launches today, July 1, 2024, marking a significant shift in Kenya’s healthcare system. This new fund replaces the 57-year-old National Health Insurance Fund (NHIF) as part of the government’s efforts to enhance healthcare accessibility and efficiency across the country. The SHIF aims to provide a more comprehensive and equitable healthcare system, aligning with the broader goal of achieving Universal Health Coverage (UHC) in Kenya.
Registration for the SHIF is straightforward and can be done via multiple channels. Kenyans can self-register using the USSD code *147# or through the Social Health Authority (SHA) website. Additionally, Community Health Promoters and designated registration points, including NHIF offices, will assist those who face challenges with the registration process. Importantly, the registration process is free of charge, ensuring that financial barriers do not hinder access to the new system.
Under the SHIF, both salaried and non-salaried Kenyans are required to contribute. Employees in the formal sector will contribute 2.75% of their gross salaries, a change from the NHIF’s fixed cap. For instance, individuals earning Ksh20,000 will contribute Ksh550, while those earning Ksh100,000 will contribute Ksh2,750. Non-salaried individuals above 25 years old will pay a monthly contribution of Ksh1,000, while the government will cover the contributions for indigent and vulnerable individuals. This structure aims to ensure that the fund is adequately financed while promoting inclusivity.
The rollout of SHIF also includes provisions to ensure continuity of services during the transition period. The existing NHIF contributions and benefits will remain in place until the full implementation of SHIF. This approach is designed to avoid any disruption in healthcare services for Kenyans currently covered under NHIF. Health Cabinet Secretary Susan Nakhumicha has reassured the public that all NHIF claims will continue to be processed and settled, maintaining stability in the healthcare system as the new fund is introduced.
