Former Deputy President Rigathi Gachagua has criticized the government’s Affordable Housing Programme, advocating instead for its implementation through private sector involvement. Speaking during a TikTok live interview on Thursday, Gachagua argued that housing is a deeply personal matter best left to individuals and the private sector, as opposed to mandatory contributions imposed on salaried Kenyans.
Affordable housing is a cornerstone of President William Ruto’s administration, requiring all salaried workers to contribute 1.5% of their gross monthly pay. However, Gachagua highlighted significant flaws in the programme, particularly the lack of guaranteed ownership for contributors. Houses are allocated via the Boma Yangu platform, requiring a deposit and participation in a lottery system.
“The government should focus on infrastructure roads, water, electricity, sewage and let people build houses according to their needs. We should not force Kenyans into this programme,” Gachagua said.
He drew comparisons to former President Mwai Kibaki’s administration, which invested heavily in infrastructure, such as bypasses, to spur private sector-driven housing development. According to Gachagua, the Kibaki model demonstrated the effectiveness of enabling rather than dictating development.
The former deputy president questioned the logic of constructing houses on government land, funded by taxpayers, only to sell them to a select group with the financial ability to afford them. “Where is the benefit to the public?” he asked, emphasizing that the programme appears skewed against those it aims to serve, such as low-income earners like mama mboga (informal vegetable vendors).
Gachagua further stressed the need for successive administrations to prioritize inclusivity by ensuring already-constructed units reach their target demographic. He urged the government to concentrate on creating a conducive environment for business and personal investment by focusing on infrastructure and public services.
“People want roads, water, electricity, sewage, and security. Housing is a private matter. The government’s role is to facilitate, not dictate,” he concluded.
Gachagua’s remarks reflect growing skepticism among Kenyans about the mandatory nature and efficacy of the housing programme. Critics argue that while the intent to provide affordable homes is commendable, the execution fails to address the pressing needs of citizens and risks alienating the very individuals it seeks to uplift. As debate continues, Gachagua’s call to let the private sector lead may resonate with many seeking greater freedom in personal housing decisions.
